Home Buyers Checklist
by
lhobbs
·
July 20, 2018
Buying a home can be stressful without the right real estate professional to help walk you through the process. Here is a simple checklist for the first time buyer that can help guide you along the way. Call Hobbs Realty today to schedule an appointment with one of our knowledgeable agents. We will help make the journey of your greatest purchase in life much easier.
1. Figure out how much house you can afford.
- Calculate your monthly income and debt.
- Check your credit report and FICO score.
- Use our mortgage calculator.
- Figure out your down payment.
2. Get pre-approved for a mortgage.
- Choose a type of mortgage.
- Speak to at least five lenders and mortgage brokers.
- Shop for the best interest rates and programs.
3. Determine what you want and need in a home.
- Choose a location (downtown, urban, suburban, rural).
- Choose a type (single family, townhouse, condo, loft).
- Choose a price range.
- Choose a size.
- Choose an architectural style.
4. Research your target neighborhoods.
- Look online for information on schools, crime rate, traffic and zoning.
- Determine your work commute.
- Scout local amenities, such as parks, shops and restaurants.
5. Work with a buyer’s agent who knows the neighborhood.
- Get referrals.
- Consider working with an exclusive buyer’s agent.
- Call Hobbs Realty for expert customer service!
Tags: buying a homechecklistchoose Hobbsfirst time buyerHobbs Realty LLC.home buyersresidential
